CEO, Chairman, Founder
Adam is an established fintech entrepreneur, with more than 15 years of experience founding, investing and growing companies in the space. Before Spring Labs, Adam was a seed investor and founding board member of Avant. He was also the Co-Founder and Chairman of Future Finance, a student loan platform that’s raised more than $325M. Adam also acted as the CEO of UK/Asia for TPG-Axon, and held roles at Goldman Sachs, Soros Fund Management, and the Blackstone Group. Adam is a graduate of Harvard University.
General Counsel, Founder
Anna is a seasoned attorney with deep experience in regulatory financial issues. Prior to Spring Labs, Anna served as the General Counsel at Avant, managing a team of 40+ attorneys and compliance professionals. Anna also served as in-house counsel at Enova and holds a JD from UCLA Law.
President, Founder, CPO
John is a technologist and entrepreneur with deep experience in credit and fintech. Prior to Spring Labs, John co-founded Avant, a fintech unicorn, where he served as the Chief Credit Officer and UK GM. John was also an Inc. 30 Under 30, and went through Y-Combinator Spring 2011 with DebtEye (acquired by Avant). John also formerly ran the Data and Analytics Team at Enova.
Chief Operating Officer
Joel has spent more than 20 years in financial services, holding C-level and executive-level positions ranging from product, marketing, origination operations, servicing and default operations, credit risk, and corporate strategy at companies such as Renew Financial, Bank of the West, Capital One, and HSBC. Most recently, Joel served as both the Chief Risk Officer and Chief Operating Officer at Renew Financial. Prior to his time in financial services, Joel was a consultant with Booz Allen from 1999 to 2004. Originally an engineer, Joel began his career at Ford Motor Company. Joel holds an MBA from the University of Michigan.
EVP, Sales and Strategy
Daniel Mason is the EVP - Sales and Strategy at Spring Labs. Previously, Daniel was Co-Founder/CEO at Elemetric, a Techstars company providing enterprise blockchain solutions. Before that, Daniel was an Entrepreneur-in-Residence at IDEO, ran the Data Science and Analytics Team at payments/point-of-sale startup Belly, and worked in Corporate Strategy at Red Hat (now part of IBM), the largest open source software company in history. Daniel has a degree in Mathematical Business from Wake Forest University.
Senior Director, Engineering
Thanh is the Senior Director of Software Engineering at Spring Labs, overseeing platform development efforts and responsibility for building the engineering team at Spring Labs. Prior to Spring Labs, Thanh was a Principal Software Architect at VC-backed online bank Aspiration. Thanh has previously held senior engineering roles at the Honest Company, Dreamworks, and Earthlink.
David Kravitz, PhD
Director of Research
David is a cryptography and information security expert with over 35 years of experience applicable to blockchains, payment systems, IoT, smart grid, digital rights management and government voice and data critical infrastructure communications. He began his career at the National Security Agency, where as Senior Technical Advisor he combined his exceptional skills in protocol and algorithm design to profoundly enhance the security posture of communications, as stated in the Certificate of Achievement awarded by the Director of NSA. He invented the Digital Signature Algorithm/DSA (FIPS 186) and was the principal architect of Membership Services identity management for Linux Foundation Hyperledger Fabric. David is a graduate of Rutgers University, Johns Hopkins University and University of Southern California.
Ashwini Rao, PhD
Chief Information Security Officer
Ashi is a security and privacy researcher with extensive systems and engineering experience. She has published in top-tier venues, given invited talks at regulatory agencies such as the FTC and received press coverage by NPR, Scientific American etc. She has worked at the Bavarian School of Public Policy and Qualcomm Inc. Ashi holds a PhD in Computer Science from TU Munich, MS in Information Security from Carnegie Mellon University and MS in Computer Science from IIT Bombay.
Senior Product Manager
Research & Engineering Architect
Lead Blockchain Engineer
Lead Devops Engineer
Full Stack Engineer
Senior Backend Engineer
Senior Backend Engineer
Lead Software Engineer
Technical Program Manager
VP, Business Development
Senior Associate, Strategy & Operations
Strategy & Operations Associate
Product Marketing Manager
Management Associate, Rotational Program
Assistant General Counsel