Spring Labs: The Un-Bureau
A Transformative and Decentralized Infrastructure for Credit and Identity Data
Our protocol enables competitively-sensitive parties to exchange information directly, and in a fundamentally new way.
We’re reinventing the model for data ownership and changing how information is exchanged in financial services and beyond.
For Financial Services
A More Inclusive, Efficient, and Secure Global Financial Ecosystem
The Spring Protocol has the potential to unlock global access to credit for the tens of millions of Americans and billions of people globally without representation in today’s credit ecosystem.
The Spring Protocol is focused on increasing access to financial services for “thin file” or “credit invisible” consumers by creating incentives for new institutions to provide data that previously didn’t contribute to credit reporting ecosystems such as telecom providers, utility companies, insurance companies, subscription services, and others.
What gets improved
Spring Labs Wins Deal to Follow Energy Loans Using Blockchain
Ygrene Energy Fund California LLC and three other lenders under the Property Assessed Clean Energy program, or PACE, are participating […]. The Spring Labs system, set to begin in the first quarter of 2020, will allow lenders to share lien information without revealing other secrets, Ygrene Chief Operating Officer Stephen Tich said.Read more
GM Financial Collaboration with Spring Labs Demonstrates Commitment to Improving Industry Data Standards and Preventing Fraud
General Motors today announced its collaboration with Spring Labs as part of its Spring Founding Industry Partners (“SFIP”) Program, which will drive improved data management standards to help address critical auto finance industry issuesRead more
Sixteen Leading Global Fintechs join Spring Labs' Founding Industry Program
Leading small business and consumer fintech lenders partner with Spring Labs to leverage blockchain to enhance ID verification capabilities and prevent fraudRead more
Built with the Enterprise in mind
Spring Labs Closes $23 Million Series A Investment Round to Transform How Financial Institutions Share InformationView Article
Spring Labs CEO to Speak at FinTech Ideas Festival, Joining CEOs from Bank of America, Mastercard & PayPalView Article
GM Financial Collaboration with Spring Labs Demonstrates Commitment to Improving Industry Data Standards and Preventing FraudView Article
Sixteen Leading Global Fintechs join Spring Labs' Founding Industry ProgramView Article
Gary Cohn, Former Director of the U.S. National Economic Council Joins Spring LabsView Article
Zelle™ CRO Joins Spring Labs to Oversee Network DevelopmentView Article
Spring Labs Announces World Class Industry Advisory Board to Help Build Decentralized Credit and Identity Validation NetworkView Article
Spring Labs Raises $14.75 Million to Create a Blockchain-Based Solution to Address Centralized Credit Data CrisisView Article
A rapidly growing team of proven entrepreneurs within the financial services space.
CEO, Chairman, Founder
Adam is an established fintech entrepreneur, with more than 15 years of experience founding, investing and growing companies in the space. Before Spring Labs, Adam was a seed investor and founding board member of Avant. He was also the Co-Founder and Chairman of Future Finance, a student loan platform that’s raised more than $325M. Adam also acted as the CEO of UK/Asia for TPG-Axon, and held roles at Goldman Sachs, Soros Fund Management, and the Blackstone Group. Adam is a graduate of Harvard University.
General Counsel, Founder
Anna is a seasoned attorney with deep experience in regulatory financial issues. Prior to Spring Labs, Anna served as the General Counsel at Avant, managing a team of 40+ attorneys and compliance professionals. Anna also served as in-house counsel at Enova and holds a JD from UCLA Law.
President, Founder, CPO
John is a technologist and entrepreneur with deep experience in credit and fintech. Prior to Spring Labs, John co-founded Avant, a fintech unicorn, where he served as the Chief Credit Officer and UK GM. John was also an Inc. 30 Under 30, and went through Y-Combinator Spring 2011 with DebtEye (acquired by Avant). John also formerly ran the Data and Analytics Team at Enova.